Financing

Looking to pay for addiction treatment or rehab? There are ways to get financial help. A review of the main options here.

3
minute read

Q: How can I finance addiction treatment?

A: There are many ways that you can finance addiction treatment.

Private treatment centers can arrange sliding scale, income-based fees.  Or you can seek public assistance.  States provide most of the resources for addiction treatment, and some cities and counties fund specific programs or facilities. Some costs for addiction treatment may also be furnished under the Medicaid program. More here on ways to finance addiction treatment without breaking the bank.

 

Q: Do treatment centers lower their costs to people in need?

A: Yes.

Many treatment centers offer sliding scale fees to patients in need. Others offer financial services so that you can pay for services over time.  More on how these services work here:

 

Q: Does the government offer programs for assistance in paying for rehab?

A: Yes.

Government programs are in place to help you get addiction treatment. It’s no secret that addiction treatment can be expensive. In fact, cost is the number one barrier to treatment. The good news is that there are affordable addiction treatment options – you just need to know where to look.

The Patient Protection and Affordable Care Act is a relatively new law that may help more people obtain access to much needed addiction treatment. To find out more about the Affordable Care Act and how it pertains to addiction treatment, keep reading. More here:

 

Q: What are some other ways I can pay for addiction treatment?

A: Most people usually have at least a few options for financing rehab or addiction treatment.

Consider these ways to finance drug rehab: taking a personal loan with your bank, looking into using a life insurance or retirement account, or using a savings account to finance treatment. The bottom line is that the cost of rehab shouldn’t hold you back from the treatment that you need. There are a number of resources that you can use to help pay for or finance rehab. More on ways to pay for addiction treatment here:

 

Q: What should I avoid when considering payment for rehab?

A: There are three things to avoid when paying for addiction treatment.

  1.  AVOID high cost treatment centers; don’t assume that just because they charge a lot, they offer better services. Look into low cost alternatives that are reputable and recommended.
  2. AVOID making personal loans to an addict.  An addict should be directly responsible for paying for treatment.
  3. AVOID paying for rehab or addiction treatment via credit card.  Instead, work out a payment plan with the treatment center directly.  This way, you can avoid high APR%.

More tips of paying for addiction treatment can be found here:

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About the author
Lee Weber is a published author, medical writer, and woman in long-term recovery from addiction. Her latest book, The Definitive Guide to Addiction Interventions is set to reach university bookstores in early 2019.
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