Anyone ready to overcome an alcohol addiction can benefit from alcohol rehab. However, those without health insurance are less likely to seek the help that they need, typically due to the sheer cost. Alcohol rehab averages about $100+ per day for outpatient treatment and $700+ per day for inpatient treatment.
Fortunately, even with no insurance, alcohol rehab is possible. You simply need to know where to look. In this article, we’ll highlight some of the best options for individuals who have no insurance, but need alcohol rehab. Then, we invite your questions about starting alcohol rehab with no insurance at the end.
Alcohol rehab without insurance
Without health insurance, alcohol rehab is expensive and very difficult to pay for. However, if you need alcohol rehab without insurance, rest assured that it’s not an impossible task. You still have a few options to get into alcohol rehab without insurance.
1. Ask about sliding scale fees
Alcohol rehab facilities with sliding scale fees may be your best option if you need alcohol rehab without insurance. These types of facilities only charge you what you can reasonably afford to pay, based on your income.
2. Ask about setting up a financing plan
Alcohol rehab facilities in your area may also offer financing for their services as well. This allows you to make small payments toward the total amount due for rehab services. In some cases, you may also be required to pay interest as well.
3. Take a personal loan
Depending on your individual situation, you may be able to borrow the money to pay for alcohol rehab without insurance. Loved ones may be able to loan you the money, for instance. You may also be able to borrow money from a bank, credit union, retirement account, or life insurance policy.
4. Take a tax credit
Alcohol rehab may be a deductible medical expense when filing your year-end taxes. Speak with a tax accountant to verify the rules and conditions for filing a tax deduction for expenses relate to alcohol rehab.
5. Seek help from non-profit groups
There are non-profit groups that offer assistance to those who need alcohol rehab without insurance. This may be in the form of actual treatment or grants to pay for treatment. Two non-profit organizations to look into for no insurance alcohol rehab help are the Salvation Army and the United Way.
6. Seek government assistance
Low-income individuals may also qualify for government assistance, particularly Medicaid. If you qualify for Medicaid, you may be able to get free alcohol rehab. There may also be government run alcohol rehab facilities in your area that offer cheap or free alcohol rehab.
No insurance alcohol rehab treatment centers
Most alcohol rehab centers, both public and private, accept clients with no insurance. In fact, you may be surprised to find out that many of them even offer reduced fees to individuals who dont have health insurance. How can you identify these alcohol rehabs?
There are a few different ways to find no insurance alcohol treatment centers. First, you may want to ask your doctor, if you have one, or local hospital. Medical professionals are typically knowledgeable about local rehab facilities and are usually willing to point you in the right direction.
You can also use the substance abuse treatment facility locator on the Substance Abuse and Mental Health Services Administration website at SAMHSA.gov. When using this locator, you can also filter the results to return only local rehab facilities that offer payment assistance and sliding scale fees.
Finally, you can also get recommendations from loved ones who have gone through drug or alcohol rehab. If no one you know has gone through rehab, you can do a quick online search for facilities in your area and read online reviews and ratings.
No insurance alcohol rehab questions
Hopefully, we’ve helped ease your mind a little about seeking alcohol rehab without insurance. If you have any additional questions or concerns, however, you can leave them in the comments section below. We look forward to helping all of our readers find and pay for the addiction help that they need.
Reference Sources: SAMHSA: Free Substance Abuse Treatment
SAMHSA: Behavioral Health Treatment Services Locator
NCBI: Chapter 5. Outpatient Treatment Financing Options and Strategies
SAMHSA: Acceptance of Private Health Insurance in Substance Abuse Treatment Facilities
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